Cost to Own
United StatesFloridaPalm Beach CountyPahokee Population 5,539 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pahokee, Florida

A $138,000 home here costs

$1,194

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $709. The real number is $484 higher every month — 68% more than the payment most buyers budget for.

Pahokee median: $137,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $110,400 borrowed $709
Property tax0.708% effective rate for Pahokee itself $81
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $83
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $115
Total monthly $1,194

Pahokee against Palm Beach County and Florida

MeasurePahokeePalm Beach County
Median home value$137,500$407,300
Median property tax$974$3,600
Effective tax rate0.708%0.884%
Median gross rent$912$1,818
Population5,5391,507,453

The weather behind that power bill

Pahokee sits in Palm Beach County, which averages a high of 90.0°F in its hottest month and a low of 57.9°F in its coldest, with 61.75" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 4,166 cooling and 202 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Palm Beach County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Palm Beach County

Full Palm Beach County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Pahokee?

A $138,000 home in Pahokee, Florida costs approximately $1,194 per month with 20% down at 6.66%. That is $709 principal and interest, $81 property tax, $83 homeowners insurance, $204 utilities and $115 set aside for maintenance.

What is the property tax rate in Pahokee?

Pahokee has an effective property tax rate of 0.708%, based on a median home value of $137,500 and median real estate taxes of $974. That is lower than the Palm Beach County average of 0.884%.

What is the average home price in Pahokee?

The median owner-occupied home value in Pahokee, Florida is $137,500, against $407,300 across Palm Beach County.

Is it cheaper to rent or buy in Pahokee?

Median gross rent in Pahokee is $912 a month, against $1,194 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pahokee — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology