Total monthly cost of ownership
Cost to Own a Home in Orland, California
A $321,000 home here costs
$2,507per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,650. The real number is $857 higher every month — 52% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Orland against Glenn County and California
| Measure | Orland | Glenn County |
|---|---|---|
| Median home value | $320,700 | $338,400 |
| Median property tax | $2,071 | $2,190 |
| Effective tax rate | 0.646% | 0.647% |
| Median gross rent | $1,092 | $1,103 |
| Population | 8,252 | 28,623 |
The weather behind that power bill
Orland sits in Glenn County, which averages a high of 95.9°F in its hottest month and a low of 33.0°F in its coldest, with 21.36" of precipitation a year and 59% of it in a single three-month stretch. That climate drives 1,364 cooling and 3,190 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Glenn County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Glenn County
Full Glenn County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Orland?
A $321,000 home in Orland, California costs approximately $2,507 per month with 20% down at 6.66%. That is $1,650 principal and interest, $173 property tax, $50 homeowners insurance, $367 utilities and $268 set aside for maintenance.
What is the property tax rate in Orland?
Orland has an effective property tax rate of 0.646%, based on a median home value of $320,700 and median real estate taxes of $2,071. That is in line with the Glenn County average of 0.647%.
What is the average home price in Orland?
The median owner-occupied home value in Orland, California is $320,700, against $338,400 across Glenn County.
Is it cheaper to rent or buy in Orland?
Median gross rent in Orland is $1,092 a month, against $2,507 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Orland — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.