Total monthly cost of ownership
Cost to Own a Home in Ordway, Colorado
A $99,000 home here costs
$875per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $509. The real number is $366 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ordway against Crowley County and Colorado
| Measure | Ordway | Crowley County |
|---|---|---|
| Median home value | $99,200 | $106,700 |
| Median property tax | $502 | $525 |
| Effective tax rate | 0.506% | 0.492% |
| Median gross rent | $1,045 | $976 |
| Population | 1,718 | 5,734 |
The weather behind that power bill
Ordway sits in Crowley County, which averages a high of 94.2°F in its hottest month and a low of 12.3°F in its coldest, with 11.23" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 1,102 cooling and 5,774 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Crowley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crowley County
No other places of this size are published in Crowley County.
Full Crowley County cost breakdown · Every county in Colorado
Common questions
How much does it cost to own a home in Ordway?
A $99,000 home in Ordway, Colorado costs approximately $875 per month with 20% down at 6.66%. That is $509 principal and interest, $42 property tax, $29 homeowners insurance, $213 utilities and $83 set aside for maintenance.
What is the property tax rate in Ordway?
Ordway has an effective property tax rate of 0.506%, based on a median home value of $99,200 and median real estate taxes of $502. That is higher than the Crowley County average of 0.492%.
What is the average home price in Ordway?
The median owner-occupied home value in Ordway, Colorado is $99,200, against $106,700 across Crowley County.
Is it cheaper to rent or buy in Ordway?
Median gross rent in Ordway is $1,045 a month, against $875 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ordway — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.