Total monthly cost of ownership
Cost to Own a Home in Orange City, Florida
A $242,000 home here costs
$1,959per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,244. The real number is $715 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Orange City against Volusia County and Florida
| Measure | Orange City | Volusia County |
|---|---|---|
| Median home value | $241,800 | $278,000 |
| Median property tax | $1,952 | $2,179 |
| Effective tax rate | 0.807% | 0.784% |
| Median gross rent | $1,540 | $1,368 |
| Population | 13,768 | 568,229 |
The weather behind that power bill
Orange City sits in Volusia County, which averages a high of 90.2°F in its hottest month and a low of 48.5°F in its coldest, with 51.25" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 3,112 cooling and 708 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Volusia County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Volusia County
Full Volusia County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in Orange City?
A $242,000 home in Orange City, Florida costs approximately $1,959 per month with 20% down at 6.66%. That is $1,244 principal and interest, $163 property tax, $146 homeowners insurance, $204 utilities and $202 set aside for maintenance.
What is the property tax rate in Orange City?
Orange City has an effective property tax rate of 0.807%, based on a median home value of $241,800 and median real estate taxes of $1,952. That is higher than the Volusia County average of 0.784%.
What is the average home price in Orange City?
The median owner-occupied home value in Orange City, Florida is $241,800, against $278,000 across Volusia County.
Is it cheaper to rent or buy in Orange City?
Median gross rent in Orange City is $1,540 a month, against $1,959 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Orange City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.