Total monthly cost of ownership
Cost to Own a Home in Odell, Oregon
A $392,000 home here costs
$2,820per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,015. The real number is $804 higher every month — 40% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Odell against Hood River County and Oregon
| Measure | Odell | Hood River County |
|---|---|---|
| Median home value | $391,500 | $571,200 |
| Median property tax | $2,480 | $3,359 |
| Effective tax rate | 0.633% | 0.588% |
| Median gross rent | — | $1,381 |
| Population | 2,666 | 23,958 |
The weather behind that power bill
Odell sits in Hood River County, which averages a high of 79.6°F in its hottest month and a low of 27.3°F in its coldest, with 36" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 132 cooling and 6,379 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Hood River County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hood River County
Full Hood River County cost breakdown · Every county in Oregon
Common questions
How much does it cost to own a home in Odell?
A $392,000 home in Odell, Oregon costs approximately $2,820 per month with 20% down at 6.66%. That is $2,015 principal and interest, $207 property tax, $57 homeowners insurance, $214 utilities and $327 set aside for maintenance.
What is the property tax rate in Odell?
Odell has an effective property tax rate of 0.633%, based on a median home value of $391,500 and median real estate taxes of $2,480. That is higher than the Hood River County average of 0.588%.
What is the average home price in Odell?
The median owner-occupied home value in Odell, Oregon is $391,500, against $571,200 across Hood River County.
Is it cheaper to rent or buy in Odell?
Rent data is not published for Odell at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Odell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.