Total monthly cost of ownership
Cost to Own a Home in Oakhurst, Oklahoma
A $148,000 home here costs
$1,386per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $59,500 a year.
A standard mortgage calculator would have told you $807. The real number is $579 higher every month, 72% more than the payment most buyers budget for.
Compare Tulsa County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Oakhurst from a five-year rolling sample, and with about 1,970 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Tulsa County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Oakhurst against Tulsa County and Oklahoma
| Measure | Oakhurst | Tulsa County |
|---|---|---|
| Median home value | $147,700 | $213,500 |
| Median property tax | $1,007 | $2,161 |
| Effective tax rate | 0.682% | 1.012% |
| Median gross rent | $879 | $1,060 |
| Population | 1,970 | 673,708 |
Oakhurst extends across 2 counties. Figures here use Tulsa County, where most of its housing sits.
The weather behind that power bill
Oakhurst sits in Tulsa County, which averages a high of 94.0°F in its hottest month and a low of 28.1°F in its coldest, with 42.09" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,146 cooling and 3,374 heating degree days, which is what sets the $160 electricity line above.
See the full climate breakdown for Tulsa County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tulsa County
Talk to someone who works this market
These are Oakhurst averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Oakhurst every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Oakhurst I already own here and may sell
Common questions
How much does it cost to own a home in Oakhurst?
A $148,000 home in Oakhurst, Oklahoma costs approximately $1,386 per month with 20% down at 7.24%. That is $807 principal and interest, $84 property tax, $143 homeowners insurance, $228 utilities and $123 set aside for maintenance.
What is the property tax rate in Oakhurst?
Oakhurst has an effective property tax rate of 0.682%, based on a median home value of $147,700 and median real estate taxes of $1,007. That is lower than the Tulsa County average of 1.012%.
What is the average home price in Oakhurst?
The median owner-occupied home value in Oakhurst, Oklahoma is $147,700, against $213,500 across Tulsa County.
Is it cheaper to rent or buy in Oakhurst?
Median gross rent in Oakhurst is $879 a month, against $1,386 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Oakhurst?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Oakhurst, Oklahoma at today's rate takes a household income of roughly $59,500 a year. That covers the full $1,386 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Oakhurst, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Oklahoma.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.