Total monthly cost of ownership
Cost to Own a Home in North Rock Springs, Wyoming
A $317,000 home here costs
$2,338per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,630. The real number is $708 higher every month — 43% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
North Rock Springs against Sweetwater County and Wyoming
| Measure | North Rock Springs | Sweetwater County |
|---|---|---|
| Median home value | $317,100 | $242,900 |
| Median property tax | $1,538 | $1,469 |
| Effective tax rate | 0.485% | 0.605% |
| Median gross rent | — | $913 |
| Population | 2,338 | 41,786 |
The weather behind that power bill
North Rock Springs sits in Sweetwater County, which averages a high of 84.1°F in its hottest month and a low of 13.4°F in its coldest, with 7.55" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 319 cooling and 8,064 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Sweetwater County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sweetwater County
Full Sweetwater County cost breakdown · Every county in Wyoming
Common questions
How much does it cost to own a home in North Rock Springs?
A $317,000 home in North Rock Springs, Wyoming costs approximately $2,338 per month with 20% down at 6.66%. That is $1,630 principal and interest, $128 property tax, $115 homeowners insurance, $201 utilities and $264 set aside for maintenance.
What is the property tax rate in North Rock Springs?
North Rock Springs has an effective property tax rate of 0.485%, based on a median home value of $317,100 and median real estate taxes of $1,538. That is lower than the Sweetwater County average of 0.605%.
What is the average home price in North Rock Springs?
The median owner-occupied home value in North Rock Springs, Wyoming is $317,100, against $242,900 across Sweetwater County.
Is it cheaper to rent or buy in North Rock Springs?
Rent data is not published for North Rock Springs at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for North Rock Springs — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.