Total monthly cost of ownership
Cost to Own a Home in North Plymouth, Massachusetts
A $457,000 home here costs
$3,718per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $159,500 a year.
A standard mortgage calculator would have told you $2,492. The real number is $1,227 higher every month, 49% more than the payment most buyers budget for.
Compare Plymouth County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for North Plymouth from a five-year rolling sample, and with about 4,458 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Plymouth County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
North Plymouth against Plymouth County and Massachusetts
| Measure | North Plymouth | Plymouth County |
|---|---|---|
| Median home value | $456,600 | $513,000 |
| Median property tax | $5,828 | $6,345 |
| Effective tax rate | 1.276% | 1.237% |
| Median gross rent | $1,787 | $1,655 |
| Population | 4,458 | 531,889 |
The weather behind that power bill
North Plymouth sits in Plymouth County, which averages a high of 84.0°F in its hottest month and a low of 21.8°F in its coldest, with 52.77" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 805 cooling and 5,309 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Plymouth County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Plymouth County
Full Plymouth County cost breakdown · Every county in Massachusetts
Talk to someone who works this market
These are North Plymouth averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works North Plymouth every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in North Plymouth I already own here and may sell
Common questions
How much does it cost to own a home in North Plymouth?
A $457,000 home in North Plymouth, Massachusetts costs approximately $3,718 per month with 20% down at 7.24%. That is $2,492 principal and interest, $486 property tax, $118 homeowners insurance, $242 utilities and $381 set aside for maintenance.
What is the property tax rate in North Plymouth?
North Plymouth has an effective property tax rate of 1.276%, based on a median home value of $456,600 and median real estate taxes of $5,828. That is higher than the Plymouth County average of 1.237%.
What is the average home price in North Plymouth?
The median owner-occupied home value in North Plymouth, Massachusetts is $456,600, against $513,000 across Plymouth County.
Is it cheaper to rent or buy in North Plymouth?
Median gross rent in North Plymouth is $1,787 a month, against $3,718 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in North Plymouth?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in North Plymouth, Massachusetts at today's rate takes a household income of roughly $159,500 a year. That covers the full $3,718 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for North Plymouth, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Massachusetts.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.