Total monthly cost of ownership
Cost to Own a Home in North Newton, Kansas
A $203,000 home here costs
$1,806per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,044. The real number is $762 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
North Newton against Harvey County and Kansas
| Measure | North Newton | Harvey County |
|---|---|---|
| Median home value | $202,700 | $173,300 |
| Median property tax | $3,243 | $2,517 |
| Effective tax rate | 1.600% | 1.452% |
| Median gross rent | $798 | $891 |
| Population | 2,150 | 33,823 |
The weather behind that power bill
North Newton sits in Harvey County, which averages a high of 92.0°F in its hottest month and a low of 20.3°F in its coldest, with 33.77" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 1,658 cooling and 4,826 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Harvey County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Harvey County
Common questions
How much does it cost to own a home in North Newton?
A $203,000 home in North Newton, Kansas costs approximately $1,806 per month with 20% down at 6.66%. That is $1,044 principal and interest, $271 property tax, $118 homeowners insurance, $204 utilities and $169 set aside for maintenance.
What is the property tax rate in North Newton?
North Newton has an effective property tax rate of 1.600%, based on a median home value of $202,700 and median real estate taxes of $3,243. That is higher than the Harvey County average of 1.452%.
What is the average home price in North Newton?
The median owner-occupied home value in North Newton, Kansas is $202,700, against $173,300 across Harvey County.
Is it cheaper to rent or buy in North Newton?
Median gross rent in North Newton is $798 a month, against $1,806 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for North Newton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.