Total monthly cost of ownership
Cost to Own a Home in North Hartsville, South Carolina
A $100,000 home here costs
$896per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $514. The real number is $382 higher every month — 74% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
North Hartsville against Darlington County and South Carolina
| Measure | North Hartsville | Darlington County |
|---|---|---|
| Median home value | $99,700 | $141,400 |
| Median property tax | $443 | $604 |
| Effective tax rate | 0.444% | 0.427% |
| Median gross rent | $1,157 | $876 |
| Population | 3,217 | 62,754 |
The weather behind that power bill
North Hartsville sits in Darlington County, which averages a high of 92.0°F in its hottest month and a low of 32.0°F in its coldest, with 47.88" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,973 cooling and 2,745 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Darlington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Darlington County
Full Darlington County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in North Hartsville?
A $100,000 home in North Hartsville, South Carolina costs approximately $896 per month with 20% down at 6.66%. That is $514 principal and interest, $37 property tax, $48 homeowners insurance, $213 utilities and $83 set aside for maintenance.
What is the property tax rate in North Hartsville?
North Hartsville has an effective property tax rate of 0.444%, based on a median home value of $99,700 and median real estate taxes of $443. That is higher than the Darlington County average of 0.427%.
What is the average home price in North Hartsville?
The median owner-occupied home value in North Hartsville, South Carolina is $99,700, against $141,400 across Darlington County.
Is it cheaper to rent or buy in North Hartsville?
Median gross rent in North Hartsville is $1,157 a month, against $896 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for North Hartsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.