Total monthly cost of ownership
Cost to Own a Home in North Eagle Butte, South Dakota
A $38,000 home here costs
$496per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $195. The real number is $301 higher every month — 154% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
North Eagle Butte against Dewey County and South Dakota
| Measure | North Eagle Butte | Dewey County |
|---|---|---|
| Median home value | $37,500 | $75,400 |
| Median property tax | — | $1,009 |
| Effective tax rate | 1.338% | 1.338% |
| Median gross rent | $740 | $714 |
| Population | 1,432 | 5,230 |
The weather behind that power bill
North Eagle Butte sits in Dewey County, which averages a high of 87.4°F in its hottest month and a low of 6.4°F in its coldest, with 17.99" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 812 cooling and 7,549 heating degree days, which is what sets the $141 electricity line above.
See the full climate breakdown for Dewey County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dewey County
Full Dewey County cost breakdown · Every county in South Dakota
Common questions
How much does it cost to own a home in North Eagle Butte?
A $38,000 home in North Eagle Butte, South Dakota costs approximately $496 per month with 20% down at 6.66%. That is $195 principal and interest, $42 property tax, $17 homeowners insurance, $209 utilities and $32 set aside for maintenance.
What is the property tax rate in North Eagle Butte?
Place-level tax data is not published for North Eagle Butte, so the Dewey County rate of 1.338% applies here.
What is the average home price in North Eagle Butte?
The median owner-occupied home value in North Eagle Butte, South Dakota is $37,500, against $75,400 across Dewey County.
Is it cheaper to rent or buy in North Eagle Butte?
Median gross rent in North Eagle Butte is $740 a month, against $496 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for North Eagle Butte — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Dakota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.