Cost to Own
United StatesMontanaGlacier CountyNorth Browning Population 2,894 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in North Browning, Montana

A $131,000 home here costs

$1,044

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $673. The real number is $371 higher every month — 55% more than the payment most buyers budget for.

North Browning median: $131,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $104,800 borrowed $673
Property tax0.152% effective rate for North Browning itself $17
Homeowners insuranceMontana averages $1,471/yr (NAIC), or 0.413% of home value $45
Electricity14.67¢/kWh — Montana residential average, EIA $132
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $109
Total monthly $1,044

North Browning against Glacier County and Montana

MeasureNorth BrowningGlacier County
Median home value$131,300$153,400
Median property tax$199$1,246
Effective tax rate0.152%0.812%
Median gross rent$505$553
Population2,89413,713

The weather behind that power bill

North Browning sits in Glacier County, which averages a high of 73.4°F in its hottest month and a low of 14.5°F in its coldest, with 26.09" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 21 cooling and 9,283 heating degree days, which is what sets the $132 electricity line above.

See the full climate breakdown for Glacier County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Glacier County

Full Glacier County cost breakdown · Every county in Montana

Common questions

How much does it cost to own a home in North Browning?

A $131,000 home in North Browning, Montana costs approximately $1,044 per month with 20% down at 6.66%. That is $673 principal and interest, $17 property tax, $45 homeowners insurance, $200 utilities and $109 set aside for maintenance.

What is the property tax rate in North Browning?

North Browning has an effective property tax rate of 0.152%, based on a median home value of $131,300 and median real estate taxes of $199. That is lower than the Glacier County average of 0.812%.

What is the average home price in North Browning?

The median owner-occupied home value in North Browning, Montana is $131,300, against $153,400 across Glacier County.

Is it cheaper to rent or buy in North Browning?

Median gross rent in North Browning is $505 a month, against $1,044 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for North Browning — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Montana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology