Cost to Own
United StatesConnecticutWestern Connecticut Planning RegionNoroton Heights Population 2,949 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Noroton Heights, Connecticut

A $1,169,000 home here costs

$8,566

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $6,010. The real number is $2,557 higher every month — 43% more than the payment most buyers budget for.

Noroton Heights median: $1,168,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $935,200 borrowed $6,010
Property tax0.856% effective rate for Noroton Heights itself $834
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $434
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $974
Total monthly $8,566

Noroton Heights against Western Connecticut Planning Region and Connecticut

MeasureNoroton HeightsWestern Connecticut Planning Region
Median home value$1,168,600$625,400
Median property tax$10,001$9,222
Effective tax rate0.856%1.475%
Median gross rent$2,426$2,060
Population2,949621,232

The weather behind that power bill

Noroton Heights sits in Western Connecticut Planning Region, which averages a high of 82.4°F in its hottest month and a low of 18.1°F in its coldest, with 48.03" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 594 cooling and 6,158 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Western Connecticut Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Western Connecticut Planning Region

Full Western Connecticut Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Noroton Heights?

A $1,169,000 home in Noroton Heights, Connecticut costs approximately $8,566 per month with 20% down at 6.66%. That is $6,010 principal and interest, $834 property tax, $434 homeowners insurance, $314 utilities and $974 set aside for maintenance.

What is the property tax rate in Noroton Heights?

Noroton Heights has an effective property tax rate of 0.856%, based on a median home value of $1,168,600 and median real estate taxes of $10,001. That is lower than the Western Connecticut Planning Region average of 1.475%.

What is the average home price in Noroton Heights?

The median owner-occupied home value in Noroton Heights, Connecticut is $1,168,600, against $625,400 across Western Connecticut Planning Region.

Is it cheaper to rent or buy in Noroton Heights?

Median gross rent in Noroton Heights is $2,426 a month, against $8,566 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Noroton Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology