Cost to Own
United StatesTexasBell CountyNolanville Population 6,372 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Nolanville, Texas

A $180,000 home here costs

$1,698

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $925. The real number is $773 higher every month — 83% more than the payment most buyers budget for.

Nolanville median: $179,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $144,000 borrowed $925
Property tax1.918% effective rate for Nolanville itself $288
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $119
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $150
Total monthly $1,698

Nolanville against Bell County and Texas

MeasureNolanvilleBell County
Median home value$179,800$221,100
Median property tax$3,449$3,409
Effective tax rate1.918%1.542%
Median gross rent$1,132$1,168
Population6,372379,811

The weather behind that power bill

Nolanville sits in Bell County, which averages a high of 96.0°F in its hottest month and a low of 35.7°F in its coldest, with 36.97" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,630 cooling and 2,032 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Bell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bell County

Full Bell County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Nolanville?

A $180,000 home in Nolanville, Texas costs approximately $1,698 per month with 20% down at 6.66%. That is $925 principal and interest, $288 property tax, $119 homeowners insurance, $216 utilities and $150 set aside for maintenance.

What is the property tax rate in Nolanville?

Nolanville has an effective property tax rate of 1.918%, based on a median home value of $179,800 and median real estate taxes of $3,449. That is higher than the Bell County average of 1.542%.

What is the average home price in Nolanville?

The median owner-occupied home value in Nolanville, Texas is $179,800, against $221,100 across Bell County.

Is it cheaper to rent or buy in Nolanville?

Median gross rent in Nolanville is $1,132 a month, against $1,698 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nolanville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology