Cost to Own
United StatesVermontOrleans CountyNewport Population 4,413 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Newport, Vermont

A $179,000 home here costs

$1,736

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $920. The real number is $816 higher every month — 89% more than the payment most buyers budget for.

Newport median: $179,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $143,200 borrowed $920
Property tax2.173% effective rate for Newport itself $324
Homeowners insuranceVermont averages $1,025/yr (NAIC), or 0.34% of home value $51
Electricity24.89¢/kWh — Vermont residential average, EIA $224
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $149
Total monthly $1,736

Newport against Orleans County and Vermont

MeasureNewportOrleans County
Median home value$179,000$213,300
Median property tax$3,890$3,579
Effective tax rate2.173%1.678%
Median gross rent$849$897
Population4,41327,492

The weather behind that power bill

Newport sits in Orleans County, which averages a high of 77.7°F in its hottest month and a low of 3.9°F in its coldest, with 43.83" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 264 cooling and 8,691 heating degree days, which is what sets the $224 electricity line above.

See the full climate breakdown for Orleans County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Orleans County

No other places of this size are published in Orleans County.

Full Orleans County cost breakdown · Every county in Vermont

Common questions

How much does it cost to own a home in Newport?

A $179,000 home in Newport, Vermont costs approximately $1,736 per month with 20% down at 6.66%. That is $920 principal and interest, $324 property tax, $51 homeowners insurance, $292 utilities and $149 set aside for maintenance.

What is the property tax rate in Newport?

Newport has an effective property tax rate of 2.173%, based on a median home value of $179,000 and median real estate taxes of $3,890. That is higher than the Orleans County average of 1.678%.

What is the average home price in Newport?

The median owner-occupied home value in Newport, Vermont is $179,000, against $213,300 across Orleans County.

Is it cheaper to rent or buy in Newport?

Median gross rent in Newport is $849 a month, against $1,736 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Newport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Vermont.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology