Cost to Own
United StatesArkansasJackson CountyNewport Population 8,019 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Newport, Arkansas

A $132,000 home here costs

$1,140

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $679. The real number is $462 higher every month — 68% more than the payment most buyers budget for.

Newport median: $132,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $105,600 borrowed $679
Property tax0.509% effective rate for Newport itself $56
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $99
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $110
Total monthly $1,140

Newport against Jackson County and Arkansas

MeasureNewportJackson County
Median home value$132,200$87,300
Median property tax$673$492
Effective tax rate0.509%0.564%
Median gross rent$605$662
Population8,01916,775

The weather behind that power bill

Newport sits in Jackson County, which averages a high of 89.4°F in its hottest month and a low of 29.6°F in its coldest, with 51.19" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,836 cooling and 3,579 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Jackson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jackson County

Full Jackson County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Newport?

A $132,000 home in Newport, Arkansas costs approximately $1,140 per month with 20% down at 6.66%. That is $679 principal and interest, $56 property tax, $99 homeowners insurance, $197 utilities and $110 set aside for maintenance.

What is the property tax rate in Newport?

Newport has an effective property tax rate of 0.509%, based on a median home value of $132,200 and median real estate taxes of $673. That is lower than the Jackson County average of 0.564%.

What is the average home price in Newport?

The median owner-occupied home value in Newport, Arkansas is $132,200, against $87,300 across Jackson County.

Is it cheaper to rent or buy in Newport?

Median gross rent in Newport is $605 a month, against $1,140 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Newport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology