Cost to Own
United StatesTennesseeClaiborne CountyNew Tazewell Population 2,779 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in New Tazewell, Tennessee

A $163,000 home here costs

$1,294

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $838. The real number is $456 higher every month — 54% more than the payment most buyers budget for.

New Tazewell median: $162,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $130,400 borrowed $838
Property tax0.396% effective rate for New Tazewell itself $54
Homeowners insuranceTennessee averages $1,368/yr (NAIC), or 0.505% of home value $69
Electricity14.47¢/kWh — Tennessee residential average, EIA $130
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $136
Total monthly $1,294

New Tazewell against Claiborne County and Tennessee

MeasureNew TazewellClaiborne County
Median home value$162,500$148,000
Median property tax$644$728
Effective tax rate0.396%0.492%
Median gross rent$690$736
Population2,77932,221

The weather behind that power bill

New Tazewell sits in Claiborne County, which averages a high of 84.7°F in its hottest month and a low of 22.8°F in its coldest, with 54.68" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 893 cooling and 4,786 heating degree days, which is what sets the $130 electricity line above.

See the full climate breakdown for Claiborne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Claiborne County

Full Claiborne County cost breakdown · Every county in Tennessee

Common questions

How much does it cost to own a home in New Tazewell?

A $163,000 home in New Tazewell, Tennessee costs approximately $1,294 per month with 20% down at 6.66%. That is $838 principal and interest, $54 property tax, $69 homeowners insurance, $198 utilities and $136 set aside for maintenance.

What is the property tax rate in New Tazewell?

New Tazewell has an effective property tax rate of 0.396%, based on a median home value of $162,500 and median real estate taxes of $644. That is lower than the Claiborne County average of 0.492%.

What is the average home price in New Tazewell?

The median owner-occupied home value in New Tazewell, Tennessee is $162,500, against $148,000 across Claiborne County.

Is it cheaper to rent or buy in New Tazewell?

Median gross rent in New Tazewell is $690 a month, against $1,294 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for New Tazewell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Tennessee.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology