Cost to Own
United StatesWisconsinCalumet CountyNew Holstein Population 3,104 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in New Holstein, Wisconsin

A $166,000 home here costs

$1,507

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $853. The real number is $654 higher every month — 77% more than the payment most buyers budget for.

New Holstein median: $165,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $132,800 borrowed $853
Property tax1.641% effective rate for New Holstein itself $227
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $43
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $138
Total monthly $1,507

New Holstein against Calumet County and Wisconsin

MeasureNew HolsteinCalumet County
Median home value$165,900$252,100
Median property tax$2,722$3,830
Effective tax rate1.641%1.519%
Median gross rent$736$1,002
Population3,10452,626

The weather behind that power bill

New Holstein sits in Calumet County, which averages a high of 81.6°F in its hottest month and a low of 9.9°F in its coldest, with 33.85" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 556 cooling and 7,552 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Calumet County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Calumet County

Full Calumet County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in New Holstein?

A $166,000 home in New Holstein, Wisconsin costs approximately $1,507 per month with 20% down at 6.66%. That is $853 principal and interest, $227 property tax, $43 homeowners insurance, $245 utilities and $138 set aside for maintenance.

What is the property tax rate in New Holstein?

New Holstein has an effective property tax rate of 1.641%, based on a median home value of $165,900 and median real estate taxes of $2,722. That is higher than the Calumet County average of 1.519%.

What is the average home price in New Holstein?

The median owner-occupied home value in New Holstein, Wisconsin is $165,900, against $252,100 across Calumet County.

Is it cheaper to rent or buy in New Holstein?

Median gross rent in New Holstein is $736 a month, against $1,507 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for New Holstein — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology