Total monthly cost of ownership
Cost to Own a Home in Neodesha, Kansas
A $89,000 home here costs
$940per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $458. The real number is $482 higher every month — 105% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Neodesha against Wilson County and Kansas
| Measure | Neodesha | Wilson County |
|---|---|---|
| Median home value | $88,500 | $93,900 |
| Median property tax | $1,813 | $1,294 |
| Effective tax rate | 2.049% | 1.378% |
| Median gross rent | $784 | $727 |
| Population | 2,311 | 8,559 |
The weather behind that power bill
Neodesha sits in Wilson County, which averages a high of 90.3°F in its hottest month and a low of 21.8°F in its coldest, with 41.77" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,554 cooling and 4,525 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Wilson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wilson County
Common questions
How much does it cost to own a home in Neodesha?
A $89,000 home in Neodesha, Kansas costs approximately $940 per month with 20% down at 6.66%. That is $458 principal and interest, $152 property tax, $52 homeowners insurance, $204 utilities and $74 set aside for maintenance.
What is the property tax rate in Neodesha?
Neodesha has an effective property tax rate of 2.049%, based on a median home value of $88,500 and median real estate taxes of $1,813. That is higher than the Wilson County average of 1.378%.
What is the average home price in Neodesha?
The median owner-occupied home value in Neodesha, Kansas is $88,500, against $93,900 across Wilson County.
Is it cheaper to rent or buy in Neodesha?
Median gross rent in Neodesha is $784 a month, against $940 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Neodesha — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.