Total monthly cost of ownership
Cost to Own a Home in Neligh, Nebraska
A $145,000 home here costs
$1,379per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $59,000 a year.
A standard mortgage calculator would have told you $791. The real number is $588 higher every month, 74% more than the payment most buyers budget for.
Compare Antelope County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Neligh from a five-year rolling sample, and with about 1,636 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Antelope County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Neligh against Antelope County and Nebraska
| Measure | Neligh | Antelope County |
|---|---|---|
| Median home value | $145,100 | $116,900 |
| Median property tax | $2,147 | $1,426 |
| Effective tax rate | 1.480% | 1.220% |
| Median gross rent | $856 | $746 |
| Population | 1,636 | 6,302 |
The weather behind that power bill
Neligh sits in Antelope County, which averages a high of 83.2°F in its hottest month and a low of 10.4°F in its coldest, with 27.58" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 734 cooling and 7,035 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Antelope County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Antelope County
No other places of this size are published in Antelope County.
Full Antelope County cost breakdown · Every county in Nebraska
Talk to someone who works this market
These are Neligh averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Neligh every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Neligh I already own here and may sell
Common questions
How much does it cost to own a home in Neligh?
A $145,000 home in Neligh, Nebraska costs approximately $1,379 per month with 20% down at 7.24%. That is $791 principal and interest, $179 property tax, $91 homeowners insurance, $197 utilities and $121 set aside for maintenance.
What is the property tax rate in Neligh?
Neligh has an effective property tax rate of 1.480%, based on a median home value of $145,100 and median real estate taxes of $2,147. That is higher than the Antelope County average of 1.220%.
What is the average home price in Neligh?
The median owner-occupied home value in Neligh, Nebraska is $145,100, against $116,900 across Antelope County.
Is it cheaper to rent or buy in Neligh?
Median gross rent in Neligh is $856 a month, against $1,379 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Neligh?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Neligh, Nebraska at today's rate takes a household income of roughly $59,000 a year. That covers the full $1,379 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Neligh, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Nebraska.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.