Cost to Own
United StatesWisconsinWaukesha CountyNashotah Population 1,272 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Nashotah, Wisconsin

A $449,000 home here costs

$3,461

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,308. The real number is $1,153 higher every month — 50% more than the payment most buyers budget for.

Nashotah median: $449,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $359,200 borrowed $2,308
Property tax1.116% effective rate for Nashotah itself $418
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $116
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $374
Total monthly $3,461

Nashotah against Waukesha County and Wisconsin

MeasureNashotahWaukesha County
Median home value$449,400$373,600
Median property tax$5,014$4,525
Effective tax rate1.116%1.211%
Median gross rent$1,350$1,300
Population1,272409,040

The weather behind that power bill

Nashotah sits in Waukesha County, which averages a high of 81.4°F in its hottest month and a low of 11.6°F in its coldest, with 35.95" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 559 cooling and 7,247 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Waukesha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Waukesha County

Full Waukesha County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Nashotah?

A $449,000 home in Nashotah, Wisconsin costs approximately $3,461 per month with 20% down at 6.66%. That is $2,308 principal and interest, $418 property tax, $116 homeowners insurance, $245 utilities and $374 set aside for maintenance.

What is the property tax rate in Nashotah?

Nashotah has an effective property tax rate of 1.116%, based on a median home value of $449,400 and median real estate taxes of $5,014. That is lower than the Waukesha County average of 1.211%.

What is the average home price in Nashotah?

The median owner-occupied home value in Nashotah, Wisconsin is $449,400, against $373,600 across Waukesha County.

Is it cheaper to rent or buy in Nashotah?

Median gross rent in Nashotah is $1,350 a month, against $3,461 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Nashotah — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology