Total monthly cost of ownership
Cost to Own a Home in Mullins, South Carolina
A $89,000 home here costs
$835per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $458. The real number is $377 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mullins against Marion County and South Carolina
| Measure | Mullins | Marion County |
|---|---|---|
| Median home value | $89,400 | $86,800 |
| Median property tax | $566 | $397 |
| Effective tax rate | 0.633% | 0.457% |
| Median gross rent | $683 | $663 |
| Population | 3,965 | 28,900 |
The weather behind that power bill
Mullins sits in Marion County, which averages a high of 90.5°F in its hottest month and a low of 33.9°F in its coldest, with 49.27" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,944 cooling and 2,582 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marion County
Full Marion County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Mullins?
A $89,000 home in Mullins, South Carolina costs approximately $835 per month with 20% down at 6.66%. That is $458 principal and interest, $47 property tax, $43 homeowners insurance, $213 utilities and $74 set aside for maintenance.
What is the property tax rate in Mullins?
Mullins has an effective property tax rate of 0.633%, based on a median home value of $89,400 and median real estate taxes of $566. That is higher than the Marion County average of 0.457%.
What is the average home price in Mullins?
The median owner-occupied home value in Mullins, South Carolina is $89,400, against $86,800 across Marion County.
Is it cheaper to rent or buy in Mullins?
Median gross rent in Mullins is $683 a month, against $835 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mullins — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.