Total monthly cost of ownership
Cost to Own a Home in Muldrow, Oklahoma
A $109,000 home here costs
$995per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $560. The real number is $435 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Muldrow against Sequoyah County and Oklahoma
| Measure | Muldrow | Sequoyah County |
|---|---|---|
| Median home value | $108,700 | $127,500 |
| Median property tax | $602 | $723 |
| Effective tax rate | 0.554% | 0.567% |
| Median gross rent | $707 | $796 |
| Population | 3,292 | 39,676 |
The weather behind that power bill
Muldrow sits in Sequoyah County, which averages a high of 91.4°F in its hottest month and a low of 27.9°F in its coldest, with 47.4" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,833 cooling and 3,549 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Sequoyah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sequoyah County
Full Sequoyah County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Muldrow?
A $109,000 home in Muldrow, Oklahoma costs approximately $995 per month with 20% down at 6.66%. That is $560 principal and interest, $50 property tax, $106 homeowners insurance, $188 utilities and $91 set aside for maintenance.
What is the property tax rate in Muldrow?
Muldrow has an effective property tax rate of 0.554%, based on a median home value of $108,700 and median real estate taxes of $602. That is lower than the Sequoyah County average of 0.567%.
What is the average home price in Muldrow?
The median owner-occupied home value in Muldrow, Oklahoma is $108,700, against $127,500 across Sequoyah County.
Is it cheaper to rent or buy in Muldrow?
Median gross rent in Muldrow is $707 a month, against $995 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Muldrow — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.