Total monthly cost of ownership
Cost to Own a Home in Mountain View, Arkansas
A $201,000 home here costs
$1,679per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $72,000 a year.
A standard mortgage calculator would have told you $1,096. The real number is $584 higher every month, 53% more than the payment most buyers budget for.
Compare Stone County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Mountain View from a five-year rolling sample, and with about 2,890 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Stone County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mountain View against Stone County and Arkansas
| Measure | Mountain View | Stone County |
|---|---|---|
| Median home value | $200,600 | $149,400 |
| Median property tax | $568 | $528 |
| Effective tax rate | 0.283% | 0.353% |
| Median gross rent | $316 | $717 |
| Population | 2,890 | 12,474 |
The weather behind that power bill
Mountain View sits in Stone County, which averages a high of 91.1°F in its hottest month and a low of 28.3°F in its coldest, with 51.88" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,727 cooling and 3,632 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Stone County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Stone County
No other places of this size are published in Stone County.
Talk to someone who works this market
These are Mountain View averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Mountain View every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Mountain View I already own here and may sell
Common questions
How much does it cost to own a home in Mountain View?
A $201,000 home in Mountain View, Arkansas costs approximately $1,679 per month with 20% down at 7.24%. That is $1,096 principal and interest, $47 property tax, $150 homeowners insurance, $219 utilities and $168 set aside for maintenance.
What is the property tax rate in Mountain View?
Mountain View has an effective property tax rate of 0.283%, based on a median home value of $200,600 and median real estate taxes of $568. That is lower than the Stone County average of 0.353%.
What is the average home price in Mountain View?
The median owner-occupied home value in Mountain View, Arkansas is $200,600, against $149,400 across Stone County.
Is it cheaper to rent or buy in Mountain View?
Median gross rent in Mountain View is $316 a month, against $1,679 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Mountain View?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Mountain View, Arkansas at today's rate takes a household income of roughly $72,000 a year. That covers the full $1,679 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mountain View, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Arkansas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.