Total monthly cost of ownership
Cost to Own a Home in Mountain Green, Utah
A $701,000 home here costs
$4,781per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,604. The real number is $1,178 higher every month — 33% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mountain Green against Morgan County and Utah
| Measure | Mountain Green | Morgan County |
|---|---|---|
| Median home value | $700,800 | $600,900 |
| Median property tax | $3,642 | $3,264 |
| Effective tax rate | 0.520% | 0.543% |
| Median gross rent | $1,800 | $1,493 |
| Population | 3,739 | 12,585 |
The weather behind that power bill
Mountain Green sits in Morgan County, which averages a high of 91.8°F in its hottest month and a low of 14.1°F in its coldest, with 17.07" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 487 cooling and 6,847 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Morgan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Morgan County
Common questions
How much does it cost to own a home in Mountain Green?
A $701,000 home in Mountain Green, Utah costs approximately $4,781 per month with 20% down at 6.66%. That is $3,604 principal and interest, $304 property tax, $105 homeowners insurance, $185 utilities and $584 set aside for maintenance.
What is the property tax rate in Mountain Green?
Mountain Green has an effective property tax rate of 0.520%, based on a median home value of $700,800 and median real estate taxes of $3,642. That is lower than the Morgan County average of 0.543%.
What is the average home price in Mountain Green?
The median owner-occupied home value in Mountain Green, Utah is $700,800, against $600,900 across Morgan County.
Is it cheaper to rent or buy in Mountain Green?
Median gross rent in Mountain Green is $1,800 a month, against $4,781 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mountain Green — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.