Total monthly cost of ownership
Cost to Own a Home in Moundville, Alabama
A $182,000 home here costs
$1,475per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $936. The real number is $540 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Moundville against Tuscaloosa County and Alabama
| Measure | Moundville | Tuscaloosa County |
|---|---|---|
| Median home value | $182,400 | $233,700 |
| Median property tax | $540 | $754 |
| Effective tax rate | 0.296% | 0.323% |
| Median gross rent | $797 | $997 |
| Population | 3,649 | 234,036 |
Moundville extends across 2 counties. Figures here use Tuscaloosa County, where most of its housing sits.
The weather behind that power bill
Moundville sits in Tuscaloosa County, which averages a high of 92.2°F in its hottest month and a low of 35.2°F in its coldest, with 57.31" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,212 cooling and 2,423 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Tuscaloosa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tuscaloosa County
Full Tuscaloosa County cost breakdown · Every county in Alabama
Common questions
How much does it cost to own a home in Moundville?
A $182,000 home in Moundville, Alabama costs approximately $1,475 per month with 20% down at 6.66%. That is $936 principal and interest, $45 property tax, $124 homeowners insurance, $219 utilities and $152 set aside for maintenance.
What is the property tax rate in Moundville?
Moundville has an effective property tax rate of 0.296%, based on a median home value of $182,400 and median real estate taxes of $540. That is lower than the Tuscaloosa County average of 0.323%.
What is the average home price in Moundville?
The median owner-occupied home value in Moundville, Alabama is $182,400, against $233,700 across Tuscaloosa County.
Is it cheaper to rent or buy in Moundville?
Median gross rent in Moundville is $797 a month, against $1,475 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Moundville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alabama.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.