Total monthly cost of ownership
Cost to Own a Home in Moundridge, Kansas
A $167,000 home here costs
$1,499per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $859. The real number is $640 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Moundridge against McPherson County and Kansas
| Measure | Moundridge | McPherson County |
|---|---|---|
| Median home value | $166,500 | $198,400 |
| Median property tax | $2,390 | $2,780 |
| Effective tax rate | 1.435% | 1.401% |
| Median gross rent | $756 | $889 |
| Population | 1,654 | 30,130 |
The weather behind that power bill
Moundridge sits in McPherson County, which averages a high of 92.8°F in its hottest month and a low of 19.0°F in its coldest, with 33.58" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 1,592 cooling and 4,957 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for McPherson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in McPherson County
Full McPherson County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Moundridge?
A $167,000 home in Moundridge, Kansas costs approximately $1,499 per month with 20% down at 6.66%. That is $859 principal and interest, $200 property tax, $97 homeowners insurance, $204 utilities and $139 set aside for maintenance.
What is the property tax rate in Moundridge?
Moundridge has an effective property tax rate of 1.435%, based on a median home value of $166,500 and median real estate taxes of $2,390. That is higher than the McPherson County average of 1.401%.
What is the average home price in Moundridge?
The median owner-occupied home value in Moundridge, Kansas is $166,500, against $198,400 across McPherson County.
Is it cheaper to rent or buy in Moundridge?
Median gross rent in Moundridge is $756 a month, against $1,499 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Moundridge — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.