Total monthly cost of ownership
Cost to Own a Home in Mosheim, Tennessee
A $134,000 home here costs
$1,162per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $50,000 a year.
A standard mortgage calculator would have told you $731. The real number is $431 higher every month, 59% more than the payment most buyers budget for.
Compare Greene County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Mosheim from a five-year rolling sample, and with about 2,500 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Greene County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mosheim against Greene County and Tennessee
| Measure | Mosheim | Greene County |
|---|---|---|
| Median home value | $134,200 | $186,400 |
| Median property tax | $483 | $803 |
| Effective tax rate | 0.360% | 0.431% |
| Median gross rent | $799 | $713 |
| Population | 2,500 | 70,919 |
The weather behind that power bill
Mosheim sits in Greene County, which averages a high of 87.3°F in its hottest month and a low of 25.5°F in its coldest, with 46.39" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,182 cooling and 4,165 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Greene County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greene County
Full Greene County cost breakdown · Every county in Tennessee
Talk to someone who works this market
These are Mosheim averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Mosheim every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Mosheim I already own here and may sell
Common questions
How much does it cost to own a home in Mosheim?
A $134,000 home in Mosheim, Tennessee costs approximately $1,162 per month with 20% down at 7.24%. That is $731 principal and interest, $40 property tax, $56 homeowners insurance, $223 utilities and $112 set aside for maintenance.
What is the property tax rate in Mosheim?
Mosheim has an effective property tax rate of 0.360%, based on a median home value of $134,200 and median real estate taxes of $483. That is lower than the Greene County average of 0.431%.
What is the average home price in Mosheim?
The median owner-occupied home value in Mosheim, Tennessee is $134,200, against $186,400 across Greene County.
Is it cheaper to rent or buy in Mosheim?
Median gross rent in Mosheim is $799 a month, against $1,162 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Mosheim?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Mosheim, Tennessee at today's rate takes a household income of roughly $50,000 a year. That covers the full $1,162 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mosheim, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Tennessee.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.