Total monthly cost of ownership
Cost to Own a Home in Mosheim, Tennessee
A $134,000 home here costs
$1,095per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $689. The real number is $406 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mosheim against Greene County and Tennessee
| Measure | Mosheim | Greene County |
|---|---|---|
| Median home value | $134,200 | $186,400 |
| Median property tax | $483 | $803 |
| Effective tax rate | 0.360% | 0.431% |
| Median gross rent | $799 | $713 |
| Population | 2,500 | 70,919 |
The weather behind that power bill
Mosheim sits in Greene County, which averages a high of 87.3°F in its hottest month and a low of 25.5°F in its coldest, with 46.39" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,182 cooling and 4,165 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Greene County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greene County
Full Greene County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Mosheim?
A $134,000 home in Mosheim, Tennessee costs approximately $1,095 per month with 20% down at 6.66%. That is $689 principal and interest, $40 property tax, $56 homeowners insurance, $198 utilities and $112 set aside for maintenance.
What is the property tax rate in Mosheim?
Mosheim has an effective property tax rate of 0.360%, based on a median home value of $134,200 and median real estate taxes of $483. That is lower than the Greene County average of 0.431%.
What is the average home price in Mosheim?
The median owner-occupied home value in Mosheim, Tennessee is $134,200, against $186,400 across Greene County.
Is it cheaper to rent or buy in Mosheim?
Median gross rent in Mosheim is $799 a month, against $1,095 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mosheim — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.