Cost to Own
United StatesIndianaNewton CountyMorocco Population 1,169 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Morocco, Indiana

A $114,000 home here costs

$1,056

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $586. The real number is $470 higher every month — 80% more than the payment most buyers budget for.

Morocco median: $113,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $91,200 borrowed $586
Property tax1.004% effective rate for Morocco itself $95
Homeowners insuranceIndiana averages $1,058/yr (NAIC), or 0.512% of home value $49
Electricity18.15¢/kWh — Indiana residential average, EIA $163
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $95
Total monthly $1,056

Morocco against Newton County and Indiana

MeasureMoroccoNewton County
Median home value$113,500$159,300
Median property tax$1,140$1,316
Effective tax rate1.004%0.826%
Median gross rent$793$927
Population1,16913,859

The weather behind that power bill

Morocco sits in Newton County, which averages a high of 83.9°F in its hottest month and a low of 16.1°F in its coldest, with 40.09" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 891 cooling and 6,148 heating degree days, which is what sets the $163 electricity line above.

See the full climate breakdown for Newton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Newton County

Full Newton County cost breakdown · Every county in Indiana

Common questions

How much does it cost to own a home in Morocco?

A $114,000 home in Morocco, Indiana costs approximately $1,056 per month with 20% down at 6.66%. That is $586 principal and interest, $95 property tax, $49 homeowners insurance, $231 utilities and $95 set aside for maintenance.

What is the property tax rate in Morocco?

Morocco has an effective property tax rate of 1.004%, based on a median home value of $113,500 and median real estate taxes of $1,140. That is higher than the Newton County average of 0.826%.

What is the average home price in Morocco?

The median owner-occupied home value in Morocco, Indiana is $113,500, against $159,300 across Newton County.

Is it cheaper to rent or buy in Morocco?

Median gross rent in Morocco is $793 a month, against $1,056 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Morocco — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Indiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology