Total monthly cost of ownership
Cost to Own a Home in Moore Haven, Florida
A $108,000 home here costs
$973per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $555. The real number is $417 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Moore Haven against Glades County and Florida
| Measure | Moore Haven | Glades County |
|---|---|---|
| Median home value | $108,000 | $114,800 |
| Median property tax | $692 | $1,163 |
| Effective tax rate | 0.641% | 1.013% |
| Median gross rent | $804 | $927 |
| Population | 2,170 | 12,324 |
The weather behind that power bill
Moore Haven sits in Glades County, which averages a high of 91.4°F in its hottest month and a low of 49.3°F in its coldest, with 52.27" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 3,337 cooling and 478 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Glades County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Glades County
No other places of this size are published in Glades County.
Common questions
How much does it cost to own a home in Moore Haven?
A $108,000 home in Moore Haven, Florida costs approximately $973 per month with 20% down at 6.66%. That is $555 principal and interest, $58 property tax, $65 homeowners insurance, $204 utilities and $90 set aside for maintenance.
What is the property tax rate in Moore Haven?
Moore Haven has an effective property tax rate of 0.641%, based on a median home value of $108,000 and median real estate taxes of $692. That is lower than the Glades County average of 1.013%.
What is the average home price in Moore Haven?
The median owner-occupied home value in Moore Haven, Florida is $108,000, against $114,800 across Glades County.
Is it cheaper to rent or buy in Moore Haven?
Median gross rent in Moore Haven is $804 a month, against $973 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Moore Haven — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.