Total monthly cost of ownership
Cost to Own a Home in Moorcroft, Wyoming
A $228,000 home here costs
$1,754per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,172. The real number is $582 higher every month — 50% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Moorcroft against Crook County and Wyoming
| Measure | Moorcroft | Crook County |
|---|---|---|
| Median home value | $227,900 | $276,800 |
| Median property tax | $1,301 | $1,522 |
| Effective tax rate | 0.571% | 0.550% |
| Median gross rent | $1,025 | $881 |
| Population | 1,062 | 7,339 |
The weather behind that power bill
Moorcroft sits in Crook County, which averages a high of 75.0°F in its hottest month and a low of 14.5°F in its coldest, with 29.21" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 157 cooling and 8,839 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Crook County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crook County
No other places of this size are published in Crook County.
Common questions
How much does it cost to own a home in Moorcroft?
A $228,000 home in Moorcroft, Wyoming costs approximately $1,754 per month with 20% down at 6.66%. That is $1,172 principal and interest, $108 property tax, $83 homeowners insurance, $201 utilities and $190 set aside for maintenance.
What is the property tax rate in Moorcroft?
Moorcroft has an effective property tax rate of 0.571%, based on a median home value of $227,900 and median real estate taxes of $1,301. That is higher than the Crook County average of 0.550%.
What is the average home price in Moorcroft?
The median owner-occupied home value in Moorcroft, Wyoming is $227,900, against $276,800 across Crook County.
Is it cheaper to rent or buy in Moorcroft?
Median gross rent in Moorcroft is $1,025 a month, against $1,754 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Moorcroft — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.