Total monthly cost of ownership
Cost to Own a Home in Moorcroft, Wyoming
A $228,000 home here costs
$1,817per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $78,000 a year.
A standard mortgage calculator would have told you $1,243. The real number is $574 higher every month, 46% more than the payment most buyers budget for.
Compare Crook County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Moorcroft from a five-year rolling sample, and with about 1,062 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Crook County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Moorcroft against Crook County and Wyoming
| Measure | Moorcroft | Crook County |
|---|---|---|
| Median home value | $227,900 | $276,800 |
| Median property tax | $1,301 | $1,522 |
| Effective tax rate | 0.571% | 0.550% |
| Median gross rent | $1,025 | $881 |
| Population | 1,062 | 7,339 |
The weather behind that power bill
Moorcroft sits in Crook County, which averages a high of 75.0°F in its hottest month and a low of 14.5°F in its coldest, with 29.21" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 157 cooling and 8,839 heating degree days, which is what sets the $125 electricity line above.
See the full climate breakdown for Crook County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crook County
No other places of this size are published in Crook County.
Talk to someone who works this market
These are Moorcroft averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Moorcroft every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Moorcroft I already own here and may sell
Common questions
How much does it cost to own a home in Moorcroft?
A $228,000 home in Moorcroft, Wyoming costs approximately $1,817 per month with 20% down at 7.24%. That is $1,243 principal and interest, $108 property tax, $83 homeowners insurance, $193 utilities and $190 set aside for maintenance.
What is the property tax rate in Moorcroft?
Moorcroft has an effective property tax rate of 0.571%, based on a median home value of $227,900 and median real estate taxes of $1,301. That is higher than the Crook County average of 0.550%.
What is the average home price in Moorcroft?
The median owner-occupied home value in Moorcroft, Wyoming is $227,900, against $276,800 across Crook County.
Is it cheaper to rent or buy in Moorcroft?
Median gross rent in Moorcroft is $1,025 a month, against $1,817 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Moorcroft?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Moorcroft, Wyoming at today's rate takes a household income of roughly $78,000 a year. That covers the full $1,817 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Moorcroft, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Wyoming.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.