Total monthly cost of ownership
Cost to Own a Home in Mondovi, Wisconsin
A $166,000 home here costs
$1,511per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $853. The real number is $657 higher every month — 77% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mondovi against Buffalo County and Wisconsin
| Measure | Mondovi | Buffalo County |
|---|---|---|
| Median home value | $166,100 | $197,600 |
| Median property tax | $2,773 | $2,811 |
| Effective tax rate | 1.669% | 1.423% |
| Median gross rent | $822 | $822 |
| Population | 2,843 | 13,341 |
The weather behind that power bill
Mondovi sits in Buffalo County, which averages a high of 80.9°F in its hottest month and a low of 8.1°F in its coldest, with 37.17" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 601 cooling and 7,551 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Buffalo County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Buffalo County
No other places of this size are published in Buffalo County.
Full Buffalo County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Mondovi?
A $166,000 home in Mondovi, Wisconsin costs approximately $1,511 per month with 20% down at 6.66%. That is $853 principal and interest, $231 property tax, $43 homeowners insurance, $245 utilities and $138 set aside for maintenance.
What is the property tax rate in Mondovi?
Mondovi has an effective property tax rate of 1.669%, based on a median home value of $166,100 and median real estate taxes of $2,773. That is higher than the Buffalo County average of 1.423%.
What is the average home price in Mondovi?
The median owner-occupied home value in Mondovi, Wisconsin is $166,100, against $197,600 across Buffalo County.
Is it cheaper to rent or buy in Mondovi?
Median gross rent in Mondovi is $822 a month, against $1,511 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mondovi — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.