Total monthly cost of ownership
Cost to Own a Home in Mocksville, North Carolina
A $211,000 home here costs
$1,656per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,085. The real number is $572 higher every month — 53% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mocksville against Davie County and North Carolina
| Measure | Mocksville | Davie County |
|---|---|---|
| Median home value | $210,900 | $235,300 |
| Median property tax | $1,385 | $1,570 |
| Effective tax rate | 0.657% | 0.667% |
| Median gross rent | $910 | $889 |
| Population | 6,001 | 43,526 |
The weather behind that power bill
Mocksville sits in Davie County, which averages a high of 87.7°F in its hottest month and a low of 24.8°F in its coldest, with 46.88" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,221 cooling and 4,083 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Davie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Davie County
Full Davie County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Mocksville?
A $211,000 home in Mocksville, North Carolina costs approximately $1,656 per month with 20% down at 6.66%. That is $1,085 principal and interest, $116 property tax, $76 homeowners insurance, $204 utilities and $176 set aside for maintenance.
What is the property tax rate in Mocksville?
Mocksville has an effective property tax rate of 0.657%, based on a median home value of $210,900 and median real estate taxes of $1,385. That is lower than the Davie County average of 0.667%.
What is the average home price in Mocksville?
The median owner-occupied home value in Mocksville, North Carolina is $210,900, against $235,300 across Davie County.
Is it cheaper to rent or buy in Mocksville?
Median gross rent in Mocksville is $910 a month, against $1,656 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mocksville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.