Total monthly cost of ownership
Cost to Own a Home in Mineville, New York
A $111,000 home here costs
$1,203per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $571. The real number is $633 higher every month — 111% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mineville against Essex County and New York
| Measure | Mineville | Essex County |
|---|---|---|
| Median home value | $110,600 | $200,000 |
| Median property tax | $2,138 | $3,111 |
| Effective tax rate | 1.933% | 1.555% |
| Median gross rent | — | $890 |
| Population | 1,495 | 37,077 |
The weather behind that power bill
Mineville sits in Essex County, which averages a high of 76.6°F in its hottest month and a low of 2.3°F in its coldest, with 36.61" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 120 cooling and 9,302 heating degree days, which is what sets the $269 electricity line above.
See the full climate breakdown for Essex County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Essex County
Common questions
How much does it cost to own a home in Mineville?
A $111,000 home in Mineville, New York costs approximately $1,203 per month with 20% down at 6.66%. That is $571 principal and interest, $179 property tax, $24 homeowners insurance, $337 utilities and $93 set aside for maintenance.
What is the property tax rate in Mineville?
Mineville has an effective property tax rate of 1.933%, based on a median home value of $110,600 and median real estate taxes of $2,138. That is higher than the Essex County average of 1.555%.
What is the average home price in Mineville?
The median owner-occupied home value in Mineville, New York is $110,600, against $200,000 across Essex County.
Is it cheaper to rent or buy in Mineville?
Rent data is not published for Mineville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mineville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New York.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.