Total monthly cost of ownership
Cost to Own a Home in Milton CDP (Ulster County), New York
A $339,000 home here costs
$3,271per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,743. The real number is $1,528 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Milton CDP (Ulster County) against Ulster County and New York
| Measure | Milton CDP (Ulster County) | Ulster County |
|---|---|---|
| Median home value | $338,700 | $315,100 |
| Median property tax | $10,001 | $6,124 |
| Effective tax rate | 2.953% | 1.944% |
| Median gross rent | — | $1,335 |
| Population | 1,692 | 182,109 |
The weather behind that power bill
Milton CDP (Ulster County) sits in Ulster County, which averages a high of 74.0°F in its hottest month and a low of 12.3°F in its coldest, with 63.08" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 149 cooling and 8,090 heating degree days, which is what sets the $269 electricity line above.
See the full climate breakdown for Ulster County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ulster County
Full Ulster County cost breakdown · Every county in New York
Common questions
How much does it cost to own a home in Milton CDP (Ulster County)?
A $339,000 home in Milton CDP (Ulster County), New York costs approximately $3,271 per month with 20% down at 6.66%. That is $1,743 principal and interest, $834 property tax, $75 homeowners insurance, $337 utilities and $283 set aside for maintenance.
What is the property tax rate in Milton CDP (Ulster County)?
Milton CDP (Ulster County) has an effective property tax rate of 2.953%, based on a median home value of $338,700 and median real estate taxes of $10,001. That is higher than the Ulster County average of 1.944%.
What is the average home price in Milton CDP (Ulster County)?
The median owner-occupied home value in Milton CDP (Ulster County), New York is $338,700, against $315,100 across Ulster County.
Is it cheaper to rent or buy in Milton CDP (Ulster County)?
Rent data is not published for Milton CDP (Ulster County) at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Milton CDP (Ulster County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New York.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.