Total monthly cost of ownership
Cost to Own a Home in Middlesex, North Carolina
A $214,000 home here costs
$1,679per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,100. The real number is $579 higher every month — 53% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Middlesex against Nash County and North Carolina
| Measure | Middlesex | Nash County |
|---|---|---|
| Median home value | $213,800 | $171,100 |
| Median property tax | $1,428 | $1,320 |
| Effective tax rate | 0.668% | 0.771% |
| Median gross rent | $875 | $924 |
| Population | 1,005 | 95,451 |
The weather behind that power bill
Middlesex sits in Nash County, which averages a high of 90.5°F in its hottest month and a low of 30.8°F in its coldest, with 44.38" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,681 cooling and 3,271 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Nash County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Nash County
Full Nash County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Middlesex?
A $214,000 home in Middlesex, North Carolina costs approximately $1,679 per month with 20% down at 6.66%. That is $1,100 principal and interest, $119 property tax, $78 homeowners insurance, $204 utilities and $178 set aside for maintenance.
What is the property tax rate in Middlesex?
Middlesex has an effective property tax rate of 0.668%, based on a median home value of $213,800 and median real estate taxes of $1,428. That is lower than the Nash County average of 0.771%.
What is the average home price in Middlesex?
The median owner-occupied home value in Middlesex, North Carolina is $213,800, against $171,100 across Nash County.
Is it cheaper to rent or buy in Middlesex?
Median gross rent in Middlesex is $875 a month, against $1,679 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Middlesex — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.