Total monthly cost of ownership
Cost to Own a Home in Metzger, Oregon
A $513,000 home here costs
$3,721per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,637. The real number is $1,083 higher every month — 41% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Metzger against Washington County and Oregon
| Measure | Metzger | Washington County |
|---|---|---|
| Median home value | $513,000 | $558,500 |
| Median property tax | $4,411 | $4,852 |
| Effective tax rate | 0.860% | 0.869% |
| Median gross rent | $1,463 | $1,773 |
| Population | 3,926 | 600,266 |
The weather behind that power bill
Metzger sits in Washington County, which averages a high of 82.2°F in its hottest month and a low of 32.6°F in its coldest, with 46.72" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 347 cooling and 5,027 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Washington County
Full Washington County cost breakdown · Every county in Oregon
Common questions
How much does it cost to own a home in Metzger?
A $513,000 home in Metzger, Oregon costs approximately $3,721 per month with 20% down at 6.66%. That is $2,637 principal and interest, $368 property tax, $74 homeowners insurance, $214 utilities and $428 set aside for maintenance.
What is the property tax rate in Metzger?
Metzger has an effective property tax rate of 0.860%, based on a median home value of $513,000 and median real estate taxes of $4,411. That is in line with the Washington County average of 0.869%.
What is the average home price in Metzger?
The median owner-occupied home value in Metzger, Oregon is $513,000, against $558,500 across Washington County.
Is it cheaper to rent or buy in Metzger?
Median gross rent in Metzger is $1,463 a month, against $3,721 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Metzger — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.