Total monthly cost of ownership
Cost to Own a Home in Metter, Georgia
A $150,000 home here costs
$1,292per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $771. The real number is $521 higher every month — 68% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Metter against Candler County and Georgia
| Measure | Metter | Candler County |
|---|---|---|
| Median home value | $149,700 | $135,600 |
| Median property tax | $1,442 | $1,412 |
| Effective tax rate | 0.963% | 1.041% |
| Median gross rent | $660 | $706 |
| Population | 3,976 | 10,972 |
The weather behind that power bill
Metter sits in Candler County, which averages a high of 92.3°F in its hottest month and a low of 39.1°F in its coldest, with 47.24" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,475 cooling and 1,793 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Candler County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Candler County
No other places of this size are published in Candler County.
Full Candler County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Metter?
A $150,000 home in Metter, Georgia costs approximately $1,292 per month with 20% down at 6.66%. That is $771 principal and interest, $120 property tax, $65 homeowners insurance, $210 utilities and $125 set aside for maintenance.
What is the property tax rate in Metter?
Metter has an effective property tax rate of 0.963%, based on a median home value of $149,700 and median real estate taxes of $1,442. That is lower than the Candler County average of 1.041%.
What is the average home price in Metter?
The median owner-occupied home value in Metter, Georgia is $149,700, against $135,600 across Candler County.
Is it cheaper to rent or buy in Metter?
Median gross rent in Metter is $660 a month, against $1,292 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Metter — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.