Total monthly cost of ownership
Cost to Own a Home in Metlakatla, Alaska
A $161,000 home here costs
$1,343per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $828. The real number is $516 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Metlakatla against Prince of Wales-Hyder Census Area and Alaska
| Measure | Metlakatla | Prince of Wales-Hyder Census Area |
|---|---|---|
| Median home value | $160,500 | $221,800 |
| Median property tax | $199 | $1,043 |
| Effective tax rate | 0.124% | 0.470% |
| Median gross rent | $742 | $915 |
| Population | 1,338 | 5,730 |
The weather behind that power bill
Metlakatla sits in Prince of Wales-Hyder Census Area, which averages a high of 64.3°F in its hottest month and a low of 30.4°F in its coldest, with 89.2" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 6 cooling and 7,216 heating degree days, which is what sets the $254 electricity line above.
See the full climate breakdown for Prince of Wales-Hyder Census Area — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Prince of Wales-Hyder Census Area
Full Prince of Wales-Hyder Census Area cost breakdown · Every county in Alaska
Common questions
How much does it cost to own a home in Metlakatla?
A $161,000 home in Metlakatla, Alaska costs approximately $1,343 per month with 20% down at 6.66%. That is $828 principal and interest, $17 property tax, $43 homeowners insurance, $322 utilities and $134 set aside for maintenance.
What is the property tax rate in Metlakatla?
Metlakatla has an effective property tax rate of 0.124%, based on a median home value of $160,500 and median real estate taxes of $199. That is lower than the Prince of Wales-Hyder Census Area average of 0.470%.
What is the average home price in Metlakatla?
The median owner-occupied home value in Metlakatla, Alaska is $160,500, against $221,800 across Prince of Wales-Hyder Census Area.
Is it cheaper to rent or buy in Metlakatla?
Median gross rent in Metlakatla is $742 a month, against $1,343 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Metlakatla — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alaska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.