Cost to Own
United StatesOklahomaLincoln CountyMeeker Population 1,292 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Meeker, Oklahoma

A $91,000 home here costs

$875

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $468. The real number is $407 higher every month — 87% more than the payment most buyers budget for.

Meeker median: $90,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $72,800 borrowed $468
Property tax0.724% effective rate for Meeker itself $55
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $88
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $76
Total monthly $875

Meeker against Lincoln County and Oklahoma

MeasureMeekerLincoln County
Median home value$90,700$152,000
Median property tax$657$813
Effective tax rate0.724%0.535%
Median gross rent$750$760
Population1,29233,917

The weather behind that power bill

Meeker sits in Lincoln County, which averages a high of 94.6°F in its hottest month and a low of 24.9°F in its coldest, with 36.05" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,000 cooling and 3,514 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Lincoln County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lincoln County

Full Lincoln County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Meeker?

A $91,000 home in Meeker, Oklahoma costs approximately $875 per month with 20% down at 6.66%. That is $468 principal and interest, $55 property tax, $88 homeowners insurance, $188 utilities and $76 set aside for maintenance.

What is the property tax rate in Meeker?

Meeker has an effective property tax rate of 0.724%, based on a median home value of $90,700 and median real estate taxes of $657. That is higher than the Lincoln County average of 0.535%.

What is the average home price in Meeker?

The median owner-occupied home value in Meeker, Oklahoma is $90,700, against $152,000 across Lincoln County.

Is it cheaper to rent or buy in Meeker?

Median gross rent in Meeker is $750 a month, against $875 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Meeker — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology