Cost to Own
United StatesColoradoRio Blanco CountyMeeker Population 2,528 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Meeker, Colorado

A $232,000 home here costs

$1,725

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,193. The real number is $532 higher every month — 45% more than the payment most buyers budget for.

Meeker median: $231,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $185,600 borrowed $1,193
Property tax0.301% effective rate for Meeker itself $58
Homeowners insuranceColorado averages $1,802/yr (NAIC), or 0.348% of home value $67
Electricity16.16¢/kWh — Colorado residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $193
Total monthly $1,725

Meeker against Rio Blanco County and Colorado

MeasureMeekerRio Blanco County
Median home value$231,900$243,400
Median property tax$698$837
Effective tax rate0.301%0.344%
Median gross rent$992$924
Population2,5286,518

The weather behind that power bill

Meeker sits in Rio Blanco County, which averages a high of 87.4°F in its hottest month and a low of 7.6°F in its coldest, with 15.26" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 245 cooling and 7,579 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Rio Blanco County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Rio Blanco County

Full Rio Blanco County cost breakdown · Every county in Colorado

Common questions

How much does it cost to own a home in Meeker?

A $232,000 home in Meeker, Colorado costs approximately $1,725 per month with 20% down at 6.66%. That is $1,193 principal and interest, $58 property tax, $67 homeowners insurance, $213 utilities and $193 set aside for maintenance.

What is the property tax rate in Meeker?

Meeker has an effective property tax rate of 0.301%, based on a median home value of $231,900 and median real estate taxes of $698. That is lower than the Rio Blanco County average of 0.344%.

What is the average home price in Meeker?

The median owner-occupied home value in Meeker, Colorado is $231,900, against $243,400 across Rio Blanco County.

Is it cheaper to rent or buy in Meeker?

Median gross rent in Meeker is $992 a month, against $1,725 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Meeker — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Colorado.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology