Total monthly cost of ownership
Cost to Own a Home in Meeker, Colorado
A $232,000 home here costs
$1,767per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $75,500 a year.
A standard mortgage calculator would have told you $1,265. The real number is $503 higher every month, 40% more than the payment most buyers budget for.
Compare Rio Blanco County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Meeker from a five-year rolling sample, and with about 2,528 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Rio Blanco County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Meeker against Rio Blanco County and Colorado
| Measure | Meeker | Rio Blanco County |
|---|---|---|
| Median home value | $231,900 | $243,400 |
| Median property tax | $698 | $837 |
| Effective tax rate | 0.301% | 0.344% |
| Median gross rent | $992 | $924 |
| Population | 2,528 | 6,518 |
The weather behind that power bill
Meeker sits in Rio Blanco County, which averages a high of 87.4°F in its hottest month and a low of 7.6°F in its coldest, with 15.26" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 245 cooling and 7,579 heating degree days, which is what sets the $116 electricity line above.
See the full climate breakdown for Rio Blanco County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rio Blanco County
Full Rio Blanco County cost breakdown · Every county in Colorado
Talk to someone who works this market
These are Meeker averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Meeker every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Meeker I already own here and may sell
Common questions
How much does it cost to own a home in Meeker?
A $232,000 home in Meeker, Colorado costs approximately $1,767 per month with 20% down at 7.24%. That is $1,265 principal and interest, $58 property tax, $67 homeowners insurance, $184 utilities and $193 set aside for maintenance.
What is the property tax rate in Meeker?
Meeker has an effective property tax rate of 0.301%, based on a median home value of $231,900 and median real estate taxes of $698. That is lower than the Rio Blanco County average of 0.344%.
What is the average home price in Meeker?
The median owner-occupied home value in Meeker, Colorado is $231,900, against $243,400 across Rio Blanco County.
Is it cheaper to rent or buy in Meeker?
Median gross rent in Meeker is $992 a month, against $1,767 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Meeker?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Meeker, Colorado at today's rate takes a household income of roughly $75,500 a year. That covers the full $1,767 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Meeker, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Colorado.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.