Total monthly cost of ownership
Cost to Own a Home in McQueeney, Texas
A $293,000 home here costs
$2,391per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,506. The real number is $884 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
McQueeney against Guadalupe County and Texas
| Measure | McQueeney | Guadalupe County |
|---|---|---|
| Median home value | $292,600 | $285,900 |
| Median property tax | $2,761 | $4,270 |
| Effective tax rate | 0.944% | 1.494% |
| Median gross rent | — | $1,439 |
| Population | 2,469 | 178,368 |
The weather behind that power bill
McQueeney sits in Guadalupe County, which averages a high of 97.5°F in its hottest month and a low of 40.3°F in its coldest, with 31.27" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 3,144 cooling and 1,446 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Guadalupe County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Guadalupe County
Full Guadalupe County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in McQueeney?
A $293,000 home in McQueeney, Texas costs approximately $2,391 per month with 20% down at 6.66%. That is $1,506 principal and interest, $230 property tax, $194 homeowners insurance, $216 utilities and $244 set aside for maintenance.
What is the property tax rate in McQueeney?
McQueeney has an effective property tax rate of 0.944%, based on a median home value of $292,600 and median real estate taxes of $2,761. That is lower than the Guadalupe County average of 1.494%.
What is the average home price in McQueeney?
The median owner-occupied home value in McQueeney, Texas is $292,600, against $285,900 across Guadalupe County.
Is it cheaper to rent or buy in McQueeney?
Rent data is not published for McQueeney at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for McQueeney — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.