Total monthly cost of ownership
Cost to Own a Home in McConnelsville, Ohio
A $110,000 home here costs
$1,038per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $566. The real number is $472 higher every month — 83% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
McConnelsville against Morgan County and Ohio
| Measure | McConnelsville | Morgan County |
|---|---|---|
| Median home value | $110,100 | $134,200 |
| Median property tax | $1,153 | $1,216 |
| Effective tax rate | 1.047% | 0.906% |
| Median gross rent | $695 | $713 |
| Population | 2,158 | 13,758 |
The weather behind that power bill
McConnelsville sits in Morgan County, which averages a high of 83.8°F in its hottest month and a low of 20.2°F in its coldest, with 44.96" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 800 cooling and 5,443 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Morgan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Morgan County
No other places of this size are published in Morgan County.
Common questions
How much does it cost to own a home in McConnelsville?
A $110,000 home in McConnelsville, Ohio costs approximately $1,038 per month with 20% down at 6.66%. That is $566 principal and interest, $96 property tax, $41 homeowners insurance, $243 utilities and $92 set aside for maintenance.
What is the property tax rate in McConnelsville?
McConnelsville has an effective property tax rate of 1.047%, based on a median home value of $110,100 and median real estate taxes of $1,153. That is higher than the Morgan County average of 0.906%.
What is the average home price in McConnelsville?
The median owner-occupied home value in McConnelsville, Ohio is $110,100, against $134,200 across Morgan County.
Is it cheaper to rent or buy in McConnelsville?
Median gross rent in McConnelsville is $695 a month, against $1,038 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for McConnelsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.