Total monthly cost of ownership
Cost to Own a Home in McComb, Mississippi
A $102,000 home here costs
$1,019per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $524. The real number is $495 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
McComb against Pike County and Mississippi
| Measure | McComb | Pike County |
|---|---|---|
| Median home value | $102,100 | $110,500 |
| Median property tax | $1,252 | $1,027 |
| Effective tax rate | 1.226% | 0.929% |
| Median gross rent | $803 | $879 |
| Population | 12,202 | 39,930 |
The weather behind that power bill
McComb sits in Pike County, which averages a high of 91.1°F in its hottest month and a low of 38.4°F in its coldest, with 60.6" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,369 cooling and 1,920 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Pike County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pike County
Full Pike County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in McComb?
A $102,000 home in McComb, Mississippi costs approximately $1,019 per month with 20% down at 6.66%. That is $524 principal and interest, $104 property tax, $92 homeowners insurance, $213 utilities and $85 set aside for maintenance.
What is the property tax rate in McComb?
McComb has an effective property tax rate of 1.226%, based on a median home value of $102,100 and median real estate taxes of $1,252. That is higher than the Pike County average of 0.929%.
What is the average home price in McComb?
The median owner-occupied home value in McComb, Mississippi is $102,100, against $110,500 across Pike County.
Is it cheaper to rent or buy in McComb?
Median gross rent in McComb is $803 a month, against $1,019 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for McComb — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.