Total monthly cost of ownership
Cost to Own a Home in McColl, South Carolina
A $47,000 home here costs
$552per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $242. The real number is $311 higher every month — 129% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
McColl against Marlboro County and South Carolina
| Measure | McColl | Marlboro County |
|---|---|---|
| Median home value | $47,100 | $74,500 |
| Median property tax | $425 | $475 |
| Effective tax rate | 0.902% | 0.638% |
| Median gross rent | $480 | $686 |
| Population | 2,453 | 26,285 |
The weather behind that power bill
McColl sits in Marlboro County, which averages a high of 91.5°F in its hottest month and a low of 34.3°F in its coldest, with 41.72" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,023 cooling and 2,594 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Marlboro County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marlboro County
Full Marlboro County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in McColl?
A $47,000 home in McColl, South Carolina costs approximately $552 per month with 20% down at 6.66%. That is $242 principal and interest, $35 property tax, $23 homeowners insurance, $213 utilities and $39 set aside for maintenance.
What is the property tax rate in McColl?
McColl has an effective property tax rate of 0.902%, based on a median home value of $47,100 and median real estate taxes of $425. That is higher than the Marlboro County average of 0.638%.
What is the average home price in McColl?
The median owner-occupied home value in McColl, South Carolina is $47,100, against $74,500 across Marlboro County.
Is it cheaper to rent or buy in McColl?
Median gross rent in McColl is $480 a month, against $552 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for McColl — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.