Cost to Own
United StatesPennsylvaniaLancaster CountyMaytown Population 4,321 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Maytown, Pennsylvania

A $272,000 home here costs

$2,366

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,398. The real number is $967 higher every month — 69% more than the payment most buyers budget for.

Maytown median: $272,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $217,600 borrowed $1,398
Property tax1.712% effective rate for Maytown itself $388
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $91
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $227
Total monthly $2,366

Maytown against Lancaster County and Pennsylvania

MeasureMaytownLancaster County
Median home value$272,300$279,400
Median property tax$4,661$3,941
Effective tax rate1.712%1.411%
Median gross rent$1,724$1,289
Population4,321555,151

The weather behind that power bill

Maytown sits in Lancaster County, which averages a high of 87.0°F in its hottest month and a low of 22.2°F in its coldest, with 44.15" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,030 cooling and 5,129 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lancaster County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lancaster County

Full Lancaster County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Maytown?

A $272,000 home in Maytown, Pennsylvania costs approximately $2,366 per month with 20% down at 6.66%. That is $1,398 principal and interest, $388 property tax, $91 homeowners insurance, $262 utilities and $227 set aside for maintenance.

What is the property tax rate in Maytown?

Maytown has an effective property tax rate of 1.712%, based on a median home value of $272,300 and median real estate taxes of $4,661. That is higher than the Lancaster County average of 1.411%.

What is the average home price in Maytown?

The median owner-occupied home value in Maytown, Pennsylvania is $272,300, against $279,400 across Lancaster County.

Is it cheaper to rent or buy in Maytown?

Median gross rent in Maytown is $1,724 a month, against $2,366 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Maytown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology