Total monthly cost of ownership
Cost to Own a Home in Maysville, Missouri
A $138,000 home here costs
$1,183per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $709. The real number is $473 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maysville against DeKalb County and Missouri
| Measure | Maysville | DeKalb County |
|---|---|---|
| Median home value | $137,500 | $167,500 |
| Median property tax | $1,142 | $1,269 |
| Effective tax rate | 0.831% | 0.758% |
| Median gross rent | $703 | $796 |
| Population | 1,106 | 11,176 |
The weather behind that power bill
Maysville sits in DeKalb County, which averages a high of 86.5°F in its hottest month and a low of 15.1°F in its coldest, with 39.88" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,058 cooling and 5,895 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for DeKalb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DeKalb County
No other places of this size are published in DeKalb County.
Full DeKalb County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Maysville?
A $138,000 home in Maysville, Missouri costs approximately $1,183 per month with 20% down at 6.66%. That is $709 principal and interest, $96 property tax, $72 homeowners insurance, $191 utilities and $115 set aside for maintenance.
What is the property tax rate in Maysville?
Maysville has an effective property tax rate of 0.831%, based on a median home value of $137,500 and median real estate taxes of $1,142. That is higher than the DeKalb County average of 0.758%.
What is the average home price in Maysville?
The median owner-occupied home value in Maysville, Missouri is $137,500, against $167,500 across DeKalb County.
Is it cheaper to rent or buy in Maysville?
Median gross rent in Maysville is $703 a month, against $1,183 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maysville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.