Total monthly cost of ownership
Cost to Own a Home in Maysville, Georgia
A $222,000 home here costs
$1,765per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,141. The real number is $624 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maysville against Jackson County and Georgia
| Measure | Maysville | Jackson County |
|---|---|---|
| Median home value | $221,800 | $312,700 |
| Median property tax | $1,584 | $2,761 |
| Effective tax rate | 0.714% | 0.883% |
| Median gross rent | — | $1,048 |
| Population | 1,829 | 80,640 |
Maysville extends across 2 counties. Figures here use Jackson County, where most of its housing sits.
The weather behind that power bill
Maysville sits in Jackson County, which averages a high of 88.1°F in its hottest month and a low of 33.7°F in its coldest, with 52.38" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,632 cooling and 3,002 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Jackson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jackson County
Full Jackson County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Maysville?
A $222,000 home in Maysville, Georgia costs approximately $1,765 per month with 20% down at 6.66%. That is $1,141 principal and interest, $132 property tax, $96 homeowners insurance, $210 utilities and $185 set aside for maintenance.
What is the property tax rate in Maysville?
Maysville has an effective property tax rate of 0.714%, based on a median home value of $221,800 and median real estate taxes of $1,584. That is lower than the Jackson County average of 0.883%.
What is the average home price in Maysville?
The median owner-occupied home value in Maysville, Georgia is $221,800, against $312,700 across Jackson County.
Is it cheaper to rent or buy in Maysville?
Rent data is not published for Maysville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maysville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.