Total monthly cost of ownership
Cost to Own a Home in Maxwell, California
A $234,000 home here costs
$1,926per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,203. The real number is $723 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maxwell against Colusa County and California
| Measure | Maxwell | Colusa County |
|---|---|---|
| Median home value | $234,400 | $375,100 |
| Median property tax | $1,497 | $2,481 |
| Effective tax rate | 0.639% | 0.661% |
| Median gross rent | $1,356 | $1,139 |
| Population | 1,174 | 21,895 |
The weather behind that power bill
Maxwell sits in Colusa County, which averages a high of 92.4°F in its hottest month and a low of 37.7°F in its coldest, with 17.19" of precipitation a year and 57% of it in a single three-month stretch. That climate drives 1,329 cooling and 2,588 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Colusa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Colusa County
Full Colusa County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Maxwell?
A $234,000 home in Maxwell, California costs approximately $1,926 per month with 20% down at 6.66%. That is $1,203 principal and interest, $125 property tax, $36 homeowners insurance, $367 utilities and $195 set aside for maintenance.
What is the property tax rate in Maxwell?
Maxwell has an effective property tax rate of 0.639%, based on a median home value of $234,400 and median real estate taxes of $1,497. That is lower than the Colusa County average of 0.661%.
What is the average home price in Maxwell?
The median owner-occupied home value in Maxwell, California is $234,400, against $375,100 across Colusa County.
Is it cheaper to rent or buy in Maxwell?
Median gross rent in Maxwell is $1,356 a month, against $1,926 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maxwell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.