Total monthly cost of ownership
Cost to Own a Home in Maxton, North Carolina
A $80,000 home here costs
$797per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $411. The real number is $386 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Maxton against Robeson County and North Carolina
| Measure | Maxton | Robeson County |
|---|---|---|
| Median home value | $79,600 | $88,600 |
| Median property tax | $1,032 | $799 |
| Effective tax rate | 1.296% | 0.902% |
| Median gross rent | $630 | $784 |
| Population | 2,398 | 116,858 |
Maxton extends across 2 counties. Figures here use Robeson County, where most of its housing sits.
The weather behind that power bill
Maxton sits in Robeson County, which averages a high of 91.0°F in its hottest month and a low of 35.3°F in its coldest, with 42.62" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,087 cooling and 2,609 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Robeson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Robeson County
Full Robeson County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Maxton?
A $80,000 home in Maxton, North Carolina costs approximately $797 per month with 20% down at 6.66%. That is $411 principal and interest, $86 property tax, $29 homeowners insurance, $204 utilities and $67 set aside for maintenance.
What is the property tax rate in Maxton?
Maxton has an effective property tax rate of 1.296%, based on a median home value of $79,600 and median real estate taxes of $1,032. That is higher than the Robeson County average of 0.902%.
What is the average home price in Maxton?
The median owner-occupied home value in Maxton, North Carolina is $79,600, against $88,600 across Robeson County.
Is it cheaper to rent or buy in Maxton?
Median gross rent in Maxton is $630 a month, against $797 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Maxton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.